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YES Bank

YES Prosperity Edge/Select Credit Card

YES Prosperity Edge/Select Credit Card

  • Joining Fee :

    Rs. 399 + GST

  • Renewal Fee :

    Rs. 399 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

N/A

Best suited for

Shopping

Product Details

  • 15,000 bonus points on spending Rs. 6 lakhs or more in an anniversary year

  • 8 Reward Points on every Rs. 200 spent online.

  • 2 Reward Points on every Rs. 200 spent on other categories such as insurance.

  • The joining fee is waived on retail spends of over Rs. 15,000 within 90 days after receiving the card.

  • The renewal fee is waived on spending over Rs. 75,000 on retail purchases in the previous year.

Rewards & Benefits

  • Movie & Dining

  • N/A

  • Rewards Rate

  • 8 Reward Points on every Rs. 200 spent online. 4 RPs spent offline and 2 RPs on select categories.

  • Reward Redemption

  • Reward Points redeemable for movie ticket bookings on YES Rewardz portal at a rate of 1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.

  • Travel

  • 1 complimentary domestic lounge access per quarter.

  • Golf

  • 4 complimentary rounds of green fees every year and 1 complimentary golf lesson each month.

  • Domestic Lounge Access

  • You get 1 complimentary domestic lounge access per calendar quarter subject to 2 visits per quarter.

  • International Lounge Access

  • You get complimentary international lounge access Priority Pass membership at a charge of USD 27 per person

  • Insurance Benefits

  • Purchase Protection is Provided

  • Zero Liability Protection

  • You get a protection liability cover in case of the fraudulent charges, if reported within a stipulated time

Fees & Charges

  • Spend Based Waiver

  • Joining fee waiver on spending Rs. 15,000 or more within 90 days after receiving the card and the renewal fee is waived off on a spend of Rs. 75,000 or more in the previous year.

  • Rewards Redemption Fee

  • Rs. 100 on every redemption request.

  • Rewards Redemption Fee

  • Rs. 100 on every redemption request.

  • Foreign Currency Markup

  • 2.75% on all foreign currency spends

  • Interest Rates

  • 3.8% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver at all the fuel stations in India for all the transactions between Rs. 400 and Rs. 5,000.

  • Cash Advance Charges

  • 3.5% of the amount withdrawn

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )