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YES Bank

YES Bank Wellness Plus Credit Card

YES Bank Wellness Plus Credit Card

  • Joining Fee :

    Rs. 1,499 + GST

  • Renewal Fee :

    Rs. 1,499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel

Product Details

  • Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.

  • Get 6 Reward Points for every Rs. 200 you spend on other purchases.

  • 1000 Reward Points on YES PayNow successful registrations.

  • 2 domestic lounge visits each calendar quarter.

  • Every month, you get 12 complimentary fitness sessions.

  • Get complimentary preventive health checkups.

  • Life insurance cover worth Rs. 1 Crore.

  • Great offers across shopping, wellness, travel, etc.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.

  • Reward Redemption

  • The reward points are redeemable on Yes Rewardz1 RP = Re. 0.25 when redeeming against hotel and flight bookings, and 1 RP = Re. 0.10 for redemption against product catalogue, gift vouchers, etc.

  • Travel

  • Get complimentary access to domestic lounges

  • Golf

  • NA

  • Domestic Lounge Access

  • 8 complimentary access to domestic lounges annually (2 per quarter).

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get a life insurance cover of Rs. 1 Crore, a medical insurance cover worth Rs. 25 lakhs, and a credit shield in case of primary cardholder's accidental death.

  • Zero Liability Protection

  • If the lost or stolen card is reported to the bank within 3 days, then no liability falls on the cardholder towards any unauthorized transaction.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 100

  • Rewards Redemption Fee

  • Rs. 100

  • Foreign Currency Markup

  • 3.5% on all international spends.

  • Interest Rates

  • 3.80% per month (45.60% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions above Rs. 400 and below Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 300 (whichever is higher).

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )