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YES Bank

Yes Bank RuPay Credit Card

Yes Bank RuPay Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • Lifetime free credit card without any joining or renewal fee

  • Convenience of making UPI transactions

  • Virtual-Only card without any physical card variant

  • 8 RPs per Rs. 200 spent on UPI transactions above Rs. 2000

  • 2 RPs per Rs. 200 spent on other online spends

  • Low forex markup fee of 2.75% of the transaction amount

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 8 RPs per Rs. 200 on UPI transactions above Rs. 2000, 2 RPs per Rs. 200 on other online spends

  • Reward Redemption

  • Reward points earned can be redeemed against a host of choices at the Yes Rewardz portal

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • The cardholders is not liable for fraudulent spends made with the card in case of timely reporting to the bank about theft or loss of the credit card

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 100 per redemption request

  • Rewards Redemption Fee

  • Rs. 100 per redemption request

  • Foreign Currency Markup

  • 2.75% of the transaction amount

  • Interest Rates

  • 3.8% per month or 45.6% per annum

  • Fuel Surcharge

  • 1% fuel surcharge waiver on spends between Rs. 400 to Rs. 5000, with maximum benefit capped at Rs. 125 per statement cycle

  • Cash Advance Charges

  • NA

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )