Movie & Dining

15% Discount on Select Restaurants and BOGO on Movies

Rewards Rate

36 RPs for Each Spend of Rs. 200 on Online Shopping and 18 RPs for Each Offline Spend of Rs. 200

Reward Redemption

Redeem with Yes Rewardz

Travel

Lounge Access and Low Foreign Mark-up Fees

Golf

One Complimentary Golf Lesson Each Month & 4 Green Fee Waivers

Domestic Lounge Access

6 Free Visits Each Quarter (24 in a Year)

International Lounge Access

Unlimited Lounge Access for Primary & Add-On Cardholders

Insurance Benefits

Credit Shield Cover of Rs. 3 Lakh

Zero Liability Protection

Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner

Spend Based Waiver

On Spending Rs. 10 Lakh in a Year

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

1% of the Transaction Amount

Interest Rates

2.99% Per Month (35.88% Annually)

Fuel Surcharge

1% on Fuel Transactions Between Rs. 400 and Rs. 5,000

Cash Advance Charges

2.5% of the Transaction Amount

Add-on Card Fee

N/A