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YES Bank

YES Bank EMI Credit Card

YES Bank EMI Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • 3% cash back on selected purchases made using this card.

  • 1% cashback on all other retail transactions

  • Automatic conversion of large transactions into EMIs.

  • Spend-based waiver of the annual membership fee.

  • 1% fuel surcharge waiver.

  • Exciting additional deals on YES Cart.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Get 1% cashback on all retail purchases and 3% cashback on selected transactions through YES Cart.

  • Reward Redemption

  • The earned cashback is directly credited to the cardholders' accounts.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • You get zero liability protection against a lost/stolen card if reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee of Rs. 499 is waived on spending Rs. 1.2 lakhs or more in the previous anniversary year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the total amount

  • Interest Rates

  • 3.5% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver capped at Rs. 250 per month.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount or a minimum of Rs. 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )