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YES Bank

YES Bank BYOC Credit Card

YES Bank BYOC Credit Card

  • Joining Fee :

    Rs. 49 + GST (Monthly)

  • Renewal Fee :

    Rs. 49 + GST (Monthly)

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • A fully customizable credit card.

  • Cardholders have an option to choose either cashback or rewards.

  • You get 1% cash back or 8 Reward Points on every spend of Rs. 200.

  • You can choose a cashback plan to earn accelerated cash back on the merchants of your choice.

  • Complimentary airport lounge access.

  • Complimentary rounds of golf every month.

  • 1% fuel surcharge waiver on all fuel transactions.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).

  • Reward Redemption

  • The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25.

  • Travel

  • Complimentary airport lounge access every quarter.

  • Golf

  • 4 complimentary rounds of golf every year.

  • Domestic Lounge Access

  • 1 complimentary domestic lounge access every quarter.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • The cardholders will not be liable for any fraudulent transactions if the loss has been reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the total transaction amount

  • Interest Rates

  • 3.80% per month

  • Fuel Surcharge

  • 1% surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum of Rs. 300.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )