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Union Bank of India

Union Uni Carbon Credit Card

Union Uni Carbon Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

You get Rs 300 credited on your bill amount on using your Union Uni Carbon credit card at any HPCL fuel station

Best suited for

Fuel

Product Details

  • 500 Reward Points on annual spending of Rs 1,25,000

  • 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback

  • 2 reward points on every Rs 100 spent non-fuel transactions

  • Get Rs 300 credited on your bill amount at any HPCL fuel station as a welcome bonus

  • Annual fee waiver on the spending of Rs 1,00,000 or above in the previous year

  • Air accidental cover upto Rs 10 lakhs

  • 1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 reward points on every Rs 100 spent non-fuel transactions using this credit card.

  • Reward Redemption

  • 1 Reward point = Rs 0.25 redeemed against cashback at HP Pay app using your credit card.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Air accidental cover upto Rs 10 lakhs using this credit card.

  • Zero Liability Protection

  • You get a protection liability against fraudulent transactions reported within a stipulated time

Fees & Charges

  • Spend Based Waiver

  • A spend-based waiver on an annual fee of Rs 499 on the spending of Rs 1,00,000 or above in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3%

  • Interest Rates

  • 2.95% p.m. (41.75% p.a.)

  • Fuel Surcharge

  • 1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations

  • Cash Advance Charges

  • 3% or Rs. 200 (whichever is higher)

  • Add-on Card Fee

  • Nil

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