Movie & Dining

NA

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 4 reward points on every Rs. 100 spent on this card.

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.

Travel

Get a complimentary lounge program.

Golf

NA

Domestic Lounge Access

4 complimentary domestic lounge access.

International Lounge Access

4 complimentary international lounge access.

Insurance Benefits

Covers accidental air death up to Rs. 10 lakhs and other accidental death up to Rs. 8 lakhs.

Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3% on the conversion amount.

Interest Rates

2.95% p.m. (41.75% p.a.)

Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Add-on Card Fee

Nil