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Union Bank of India

Union Bank’s Rupay Combo Debit Cum Credit Card

Union Bank’s Rupay Combo Debit Cum Credit Card

  • Joining Fee :

    Rs. 200 + GST

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel

Product Details

  • Complimentary access to domestic and international lounges

  • Cashback on Utility bill payments and dining on a Select Rupay card

  • Personal insurance cover worth Rs 20 lakhs

  • 1% surcharge waiver on fuel transactions

  • Exclusive merchant offers

  • 24×7 Concierge Services

Rewards & Benefits

  • Movie & Dining

  • Exclusive cashback on your Dining spends using this credit card

  • Rewards Rate

  • NA

  • Reward Redemption

  • NA

  • Travel

  • Complimentary access to domestic and international lounges

  • Golf

  • NA

  • Domestic Lounge Access

  • Complimentary domestic lounge access. You get a maximum of 4 Domestic and International lounge access every year

  • International Lounge Access

  • Complimentary International lounge access. You get a maximum of 4 Domestic and International lounge access every year

  • Insurance Benefits

  • You get a personal insurance cover worth Rs 20 lakhs using this credit card

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • NA

  • Interest Rates

  • 1.90 per month ( 22.8% per annum)

  • Fuel Surcharge

  • 1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

  • Cash Advance Charges

  • 2.5% on the withdrawal amount subject to a minimum charge of Rs 100

  • Add-on Card Fee

  • Nil

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