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Standard Chartered Bank

Standard Chartered Ultimate Credit Card

Standard Chartered Ultimate Credit Card

  • Joining Fee :

    Rs. 5,000 + GST

  • Renewal Fee :

    Rs. 5,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

6,000 Rewards redeemable for shopping vouchers or charity spends under the Standard Chartered 360° rewards program.

Best suited for

Travel | Shopping

Product Details

  • Welcome bonus of 6,000 reward points.

  • 5 RPs every time you spend Rs. 150 using the card.

  • 2% foreign currency markup.

  • 5% cashback on duty-free purchases at airports.

  • Airport lounge access at over 1,000 airports around the world.

  • 5,000 Rewards every year on the renewal of card membership.

  • Air accident insurance worth Rs. 1 crore by HDFC EGRO General Insurance.

Rewards & Benefits

  • Movie & Dining

  • N/A

  • Rewards Rate

  • 5 Reward Points on every retail purchase of Rs. 150

  • Reward Redemption

  • The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360° rewards program. 1 Reward Point = Re. 1.

  • Travel

  • Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.

  • Golf

  • 1 complimentary golf game per month, and 1 free golf coaching session each month.

  • Domestic Lounge Access

  • 16 domestic lounge access per year (4 every quarter)

  • International Lounge Access

  • 1 complimentary lounge visits per month with the Priority Pass membership.

  • Insurance Benefits

  • Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.

  • Zero Liability Protection

  • Cardholder won't be liable for any fraudulent transaction made on their lost/stolen card once the loss of card is reported to the bank.

Fees & Charges

  • Spend Based Waiver

  • None

  • Rewards Redemption Fee

  • Rs. 99

  • Rewards Redemption Fee

  • Rs. 99

  • Foreign Currency Markup

  • 2% (3.5% charged at the time of transaction and 1.5% cashback within 60 days)

  • Interest Rates

  • 3.75% every month or 45% annually

  • Fuel Surcharge

  • 1% fuel surcharge waiver is applicable. Maximum Rs. 1,000 each month.

  • Cash Advance Charges

  • 3% of the transacted amount, subject to a minimum fee of Rs. 300

  • Add-on Card Fee

  • Nil

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