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Standard Chartered Bank

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Extended 90 days interest period from the date of the card issuance date.

Best suited for

Shopping

Product Details

  • Get a longer interest-free period for the first 90 days after card set up.

  • You earn 2% cashback on all your online spends using the Standard Chartered Smart Credit Card.

  • You earn 1% cashback on all your offline spends.

  • Spend-based waiver of the renewal fee.

  • A low-interest rate of only 0.99% per month on EMI transactions.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Cashback of 2% on online spends and 1% on offline spends

  • Reward Redemption

  • The earned cashback is automatically credited to your account.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Zero liability of cardholders in case of any deceitful transaction that takes place through your lost or stolen credit card if the same is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • Waiver of renewal fee on the basis of the amount spent using this credit card.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all international transactions.

  • Interest Rates

  • 3.75% per month

  • Fuel Surcharge

  • A 1% fuel surcharge or Rs. 10, higher of the two, will be granted as fuel surcharge waiver.

  • Cash Advance Charges

  • 3% of the cash withdrawn, subject to a minimum of Rs. 300.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )