₹20 is the minimum earnings required for withdrawal
Earn 4x Reward Points on all retail spends.
1x Rewards on insurance and government payments.
Additional 4x Reward Points on all spends after achieving the monthly milestone.
Complimentary domestic lounge access every year.
1% fuel surcharge waiver on all fuel purchases.
Spend-based waiver of the renewal fee.
NA
4 Reward Points on every retail spend of Rs. 150, 1 RP on every Rs. 150 spent on government payments and insurance.
1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card's statement balance.
Complimentary domestic lounge access every quarter.
NA
1 free domestic lounge access every quarter, i.e. 4 per year.
NA
NA
The cardholders are not liable for any fraudulent transactions made against a lost/stolen card if reported to the bank in a timely manner.
The renewal fee is waived on spending Rs. 3 lakhs or more in the previous year.
Rs. 99
Rs. 99
3.5% of the transaction amount
3.75% per month
1% fuel surcharge waiver on all fuel transactions
3% of the withdrawn amount subject to a minimum of Rs. 300
Nil