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SBI Bank

SBI Unnati Credit Card

SBI Unnati Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • No Annual Charges (For first four years)

  • 1 Reward Point per Rs 100 you spend

  • Rs 500 cashback on annual spending of Rs 50,000 within 15 days

  • 1% surcharge waiver applicable on fuel transactions above Rs. 500 (below Rs. 4,000).

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 reward point per Rs 100 you spend

  • Reward Redemption

  • 1 RP = Rs 0.25 on redemption against a host of gifts and benefits at the SBI Card rewards catalog.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs 99 per redemption request

  • Rewards Redemption Fee

  • Rs 99 per redemption request

  • Foreign Currency Markup

  • 3.5% on the conversion amount

  • Interest Rates

  • 3.5% per month ( 42% per annum)

  • Fuel Surcharge

  • 1% surcharge waiver on all fuel purchases using the SBI Unnati credit card

  • Cash Advance Charges

  • 2.5% on the amount withdrawn subject to a minimum charge of Rs. 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )