₹20 is the minimum earnings required for withdrawal
Exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive
1 Point per Rs. 100 spent on other retail outlets
3x points on Dining, Departmental & Grocery shopping, and International spends
8 complimentary lounge access in India with Mastercard at select airports
Get an e-Gift voucher worth Rs 3000 from the partner exclusives on annual spending of Rs 4 lakhs and 5 lakhs each
2% value back on spends on Croma and croma.com & upto 5% value back on spends on Tata outlets
1% surcharge waiver on fuel transactions at all fuel stations across India
NA
You can upto 3 Empower points on Dining, Departmental & Grocery shopping, and International spends. You get 1 Empower point on every Rs 100 spent on other retail categories. You earn 1 Empower point on every Rs 100 spent on retail stores
1 Empower Point = Rs. 1 can be redeemed against the Tata Loyalty program- The Empower Program or you can simply redeem your reward points at TATA merchant outlets.
Complimentary lounge access in India at select airports
NA
8 complimentary lounge access in India with Mastercard at select airports
NA
NA
NA
NA
Rs 99 per redemption request
Rs 99 per redemption request
3.5% on the conversion amount
3.5% per month (42% per annum)
1% surcharge waiver on fuel transactions at all fuel stations across India
2.5% on the transaction amount subject to a minimum charge of Rs 500
Nil