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SBI SimplySAVE UPI Rupay Credit Card

SBI SimplySAVE UPI Rupay Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance.

Best suited for

Shopping

Product Details

  • On spending Rs. 2,000 within the 60 days of card activation get 2,000 bonus RPs that are worth Rs. 500.

  • 1 Reward Point for every spend of Rs. 150.

  • 10X Reward Points (10 Points per Rs. 150) on spends on movies, dining, grocery categories, and departmental stores.

  • Annual renewal fee reversed on expenditure of minimum Rs. 1 lakh in the preceding year.

  • 1% fuel surcharge wavier.

Rewards & Benefits

  • Movie & Dining

  • 10X Reward Points on movie and dining spends

  • Rewards Rate

  • 1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%)

  • Reward Redemption

  • Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee can be waived by spending Rs. 1 lakh in a card anniversary year

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.50% per month (or 42% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month)

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )