Movie & Dining

NA

Rewards Rate

1 Reward Points on every spend of Rs. 100 and 5x Reward Points on groceries, dining, CSD, movies, departmental stores, etc.

Reward Redemption

The reward points you earn can be redeemed against various options from the Rewards catalogue or against the card's outstanding balance at a rate of 1 RP = Re. 0.25.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

Personal accident insurance cover worth Rs. 2 lakhs.

Zero Liability Protection

NA

Spend Based Waiver

The renewal fee is waived off if you spend Rs. 50,000 or more in the previous year.

Rewards Redemption Fee

Rs. 99 on each redemption request.

Rewards Redemption Fee

Rs. 99 on each redemption request.

Foreign Currency Markup

3.5% on all foreign currency spends.

Interest Rates

2.75% p.m. (33% annually)

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000.

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil