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SBI Bank

SBI Prime Credit Card

SBI Prime Credit Card

  • Joining Fee :

    Rs. 2,999 + GST

  • Renewal Fee :

    Rs. 2,999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.

Best suited for

Travel | Shopping

Product Details

  • Gift voucher (worth Rs. 3,000) as a welcome offer upon card issuance.

  • 10 Reward Points for every spend of Rs. 100 on dining, movies, groceries, and departmental store spends.

  • For other retail spends, get 2 RPs on every transaction of Rs. 100.

  • E-Gift Voucher worth Rs. 7,000 from Yatra or Pantaloons on spending Rs. 5 lakh in a year.

  • A Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.

  • Renewal fee waived off on an expenditure of Rs. 3 lakhs or more in the last year.

  • 4 complimentary international airport lounge access every year (max 2 per quarter).

  • 8 complimentary domestic airport lounge access every year (max 2 in a quarter).

  • Up to 15% discount on finest available room rates at Lalit and F&B hotels (only available for MasterCard variant).

  • Up to 10% off on Hertz car rental and get up to 35% off on Avis Car Rentals (for Visa card variant only).

  • Enjoy exclusive benefits across 900 extravagance hotels. (only for Visa variant).

  • Complimentary Club Vistara Silver Membership.

  • Complimentary Trident Privilege Red Tier Membership.

  • 20 Reward points for every spend of Rs. 100 on birthday (max cap of 2,000 Reward Points on birthday spends).

Rewards & Benefits

  • Movie & Dining

  • 5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)

  • Rewards Rate

  • 10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.

  • Reward Redemption

  • Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25

  • Travel

  • Complimentary Trident Privilege Red Tier Membership, Complimentary Club Vistara Silver membership, & complimentary international and domestic airport lounge visits.

  • Golf

  • Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)

  • Domestic Lounge Access

  • 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)

  • International Lounge Access

  • 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)

  • Insurance Benefits

  • Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank

  • Zero Liability Protection

  • Fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting the loss of card to the bank

Fees & Charges

  • Spend Based Waiver

  • Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.5% per month (42% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

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Min. withdrawal amount ( UPI )