₹20 is the minimum earnings required for withdrawal
Gift Voucher worth Rs. 5,000 as a welcome benefit.
2 RPs on every Rs. 100 spent with the card except on fuel spends.
5X RPs on spends on dining, grocery purchases, and departmental stores.
Up to 50,000 Bonus Reward Points (equivalent to Rs 12,500) every year on achieving the stipulated spend milestone (details below).
Free movie tickets (max benefit capped at Rs. 6,000 in a year).
Complimentary Club Vistara Membership and Trident Privilege Membership.
2 free domestic lounge visits per quarter.
6 complimentary international lounge visits in a year (max 2 visits per quarter).
Complimentary lost card liability cover worth Rs. 1 lakh applicable from 48 hours prior to 7 days after reporting the loss of card.
A lower forex mark-up fee of 1.99% of the withdrawn amount.
Exclusive concierge service for assistance regarding online doctor consultation, flower delivery and gift delivery.
Exclusive privileges from Visa/MasterCard/American Express (details below).
Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only)
2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%)
Reward Points are redeemable against gift vouchers on sbicard.com or SBI mobile app or for paying the outstanding balance of the card, 1 Reward Point = Rs. 0.25
Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, and free domestic and international airport lounge access.
4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card)
2 complimentary visits to domestic airport lounges every quarter
6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program.
Zero liability protection against lost card worth Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.
Get an insurance cover worth Rs. 1 lakh that is applicable from 48 hours prior to 7 days post reporting the loss of card
Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year
Rs. 99 (plus applicable taxes) per redemption request
Rs. 99 (plus applicable taxes) per redemption request
1.99% of the transaction amount
3.50% per month (42% per annum)
1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month)
2.5% of the transaction amount, subject to a minimum charge of Rs 500
Nil