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SBI AURUM Credit Card

SBI AURUM Credit Card

  • Joining Fee :

    Rs. 9,999 + GST

  • Renewal Fee :

    Rs. 9,999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

40,000 Reward Points and Complimentary Memberships of Club Marriott, Wall Street Journal, and Mint

Best suited for

Movies | Travel | Dining | Shopping

Product Details

  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).

  • The card renewal fee is waived on annual spends of Rs. 12,00,000.

  • You earn 4 Reward Points per Rs. 100 was spent with the SBI AURUM Credit Card (Reward rate = 1%).

  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.

  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.

  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.

  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).

  • 24×7 dedicated concierge service and secretarial access.

Rewards & Benefits

  • Movie & Dining

  • 4 movie tickets from BookMyShow every month (max cap of Rs. 250 per ticket)

  • Rewards Rate

  • 4 Reward Points per Rs. 100 spent (reward rate of 1%)

  • Reward Redemption

  • Reward Points are redeemable for gift vouchers, hotel reservations, flight tickets etc., on dedicated AURUM Rewards portal

  • Travel

  • Complimentary domestic and international airport lounge access and complimentary airport spa access.

  • Golf

  • 16 complimentary golf rounds each year (4 each quarter)

  • Domestic Lounge Access

  • 4 complimentary domestic lounge access under Visa/MasterCard domestic lounge program

  • International Lounge Access

  • Unlimited international airport lounge access with complimentary Dreamfolks lounge program membership

  • Insurance Benefits

  • Travel insurance and air accidental cover is offered

  • Zero Liability Protection

  • Cardholder not liable for fraudulent transactions post reporting the loss of card to the bank

Fees & Charges

  • Spend Based Waiver

  • Annual membership fee waived off on annual spends of Rs. 12,00,000

  • Rewards Redemption Fee

  • N/A

  • Rewards Redemption Fee

  • N/A

  • Foreign Currency Markup

  • 1.99% of the transaction amount

  • Interest Rates

  • 3.5% per month (42% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waived off at all fuel stations across India.

  • Cash Advance Charges

  • 2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
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Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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Ways to earn
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₹20
Min. withdrawal amount ( UPI )