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IRCTC SBI Platinum Credit Card

IRCTC SBI Platinum Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 300 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time.

Best suited for

Travel

Product Details

  • Earn 350 bonus Reward Points on spending Rs 500 or more within the first 45 days.

  • Earn Up to 10% Value Back in the form of Reward Points on the IRCTC Website.

  • Get exclusive travel offers on ticket booking, hotels, tour packages, etc., on IRCTC Website.

  • 1 reward point per Rs. 125 spent on non-fuel purchases

  • 4 complimentary railway lounge access per year, maximum 1 per quarter

  • 1% transaction charge waiver on booking railway tickets via the IRCTC website

  • The benefit of a fuel surcharge waiver of 1% at all fuel stations in India.

  • Globally accepted across millions of outlets accepting VISA cards.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1

  • Reward Redemption

  • Redeem your RPs against booking railway tickets on IRCTC ‘s Website.

  • Travel

  • Save 1% transactions charges on railway tickets booking on IRCTC’s website. Avail accommodation offers at more than 5000 hotels spread across 350 cities in India. Avail custom made packages from adventure, wildlife to leisure and pilgrimage across India from IRCTC Website.

  • Golf

  • NA

  • Domestic Lounge Access

  • 4 complimentary railway lounge access per year, maximum 1 per quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • Nil

  • Rewards Redemption Fee

  • Rs 99

  • Rewards Redemption Fee

  • Rs 99

  • Foreign Currency Markup

  • 3.5% of the total transaction value.

  • Interest Rates

  • 3.5% per month or 42% per annum

  • Fuel Surcharge

  • 1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India.

  • Cash Advance Charges

  • 2.5% of the total transaction amount (Minimum Rs. 500)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )