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IRCTC SBI Card Premier

IRCTC SBI Card Premier

  • Joining Fee :

    Rs. 1,499 + GST

  • Renewal Fee :

    Rs. 1,499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

1,500 Reward Points

Best suited for

Travel

Product Details

  • Up to 3 RP for every Rs. 125 spent.

  • Earn 1 Reward Point per 125 spent on other non-fuel retail purchases

  • Get a welcome bonus of 1,500 Reward Points.

  • Up to 5,000 bonus Reward Points on hitting the milestone spend mark.

  • Complimentary access to railway lounges.

  • Exclusive benefits at more than 900 hotels all over the world.

  • Up to 10,000 miles every night on hotel stays.

  • Spend-based renewal fee waiver.

  • 1% fuel surcharge waiver.

  • Exclusive insurance benefits.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.

  • Reward Redemption

  • 1 Reward Point = Re. 1.

  • Travel

  • 8 complimentary access to railway lounges per year

  • Golf

  • NA

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • NA

  • Insurance Benefits

  • You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.

  • Zero Liability Protection

  • Zero liability of credit cardholders for any unlawful transactions made through his/her card post reporting the loss to the bank.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee waiver on spends of Rs. 2 lakh

  • Rewards Redemption Fee

  • Rs. 99

  • Rewards Redemption Fee

  • Rs. 99

  • Foreign Currency Markup

  • 3.5% on all international transactions

  • Interest Rates

  • 3.5% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver

  • Cash Advance Charges

  • 2.5% of the cash advance or Rs. 500, the higher of the two.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )