Movie & Dining

N/A

Rewards Rate

3 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 2 Etihad Guest Miles per Rs. 100 you spend on International transactions, 1 Etihad Guest Mile on other Rs. 100 spends.

Reward Redemption

Etihad Guest Miles earned redeemable for booking flights, hotels and renting cars from participating travel partners, and for purchasing products from etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.

Travel

Etihad Guest Silver tier status, 2,500 Etihad Guest Miles, free wifi voucher on first Etihad Airways booking, 10% discount on business class and 3% discount on economy class tickets on direct Etihad Airways bookings, up to 5% discount on reward miles redemption, complimentary domestic lounge access, complimentary Priority Pass membership

Golf

N/A

Domestic Lounge Access

8 complimentary access to domestic lounges annually (max 2/quarter)

International Lounge Access

Complimentary Priority Pass membership worth USD 99

Insurance Benefits

Overseas air accident cover of Rs. 25 lakh, fraud liability cover worth Rs. 50,000, lost baggage cover of up to USD 1,000

Zero Liability Protection

Fraud liability cover of Rs. 50,000 applicable on the lost card from 48 hours prior to reporting and 7 days post reporting.

Spend Based Waiver

Annual membership fee waived off (2nd year onwards) on minimum spends of Rs. 3 lakh in the previous year

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.5% per month (or 42% annually)

Fuel Surcharge

1% fuel surcharge waiver applicable at all fuel stations in India for purchases between Rs. 500 and Rs. 4,000 (max benefit capped at Rs. 250 per payment cycle)

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil