Movie & Dining

N/A

Rewards Rate

4 CV (Club Vistara) points/Rs, 200 for every spend, including fuel transactions.

Reward Redemption

Club Vistara Points can be redeemed for booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)

Travel

1 Premium Economy Class ticket each on the annual expenditure of Rs. 1.5 lakh, 3 lakh, 4.5 lakh and 8 lakh, complimentary domestic as well as international lounge visits, discounts on car rentals, hotel bookings, and destination programs in Japan, Korea, Macau and Singapore.

Golf

N/A

Domestic Lounge Access

8 complimentary access to domestic lounges (2 per quarter)

International Lounge Access

4 complimentary visits per year (max 2 per quarter) with Priority Pass membership.

Insurance Benefits

Insurance cover for up to 6 flight ticket cancelations per year (each limited to Rs. 3,500), air accident cover up to Rs. 1 crore, and insurance of up to Rs. 72,000 for loss of check-in baggage, Rs. 7,500 if the baggage is delayed, Rs. 5,000 if the baggage is damaged, and a cover of Rs. 12,500 in case you lose your baggage during air travel.

Zero Liability Protection

Up to Rs. 1 lakh Lost card liability protection from 48 hours prior to reporting the loss of card till 7 days post reporting the loss to the bank.

Spend Based Waiver

None

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.5% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge applicable, subject to a minimum amount of Rs. 10.

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil