Movie & Dining

NA

Rewards Rate

5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.

Reward Redemption

Cashback earned with the card will be automatically credited to next month’s statement.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner.

Spend Based Waiver

The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.

Rewards Redemption Fee

NIL

Rewards Redemption Fee

NIL

Foreign Currency Markup

3.5% of the international transaction

Interest Rates

3.5% p.m. (42% p.a.)

Fuel Surcharge

1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)

Cash Advance Charges

2.5% of the amount withdrawn or a minimum charge of Rs. 500.

Add-on Card Fee

Nil