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BPCL SBI Credit Card

BPCL SBI Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee).

Best suited for

Fuel

Product Details

  • 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee.

  • 1 Reward Point per Rs. 100 spent with the card on non-fuel transactions.

  • 5X Reward Points on departmental stores, groceries, dining, and movie spends.(Up to 5000 Reward Points per month)

  • 13X Reward Points on fuel spends at BPCL filling stations. (Maximum 1300 Reward Points per billing cycle)

  • 1% fuel surcharge waived off at all filling stations across India for transactions up to Rs. 4,000(max waiver capped at Rs. 100 per month).

  • Annual renewal fee waived off on expenditure of Rs. 50,000 in the preceding year.

Rewards & Benefits

  • Movie & Dining

  • 5X Reward Points on movie and dining spends

  • Rewards Rate

  • 1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)

  • Reward Redemption

  • Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.5% per month (42% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

  • Cash Advance Charges

  • 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

  • Add-on Card Fee

  • Nil

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