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BPCL SBI Card Octane

BPCL SBI Card Octane

  • Joining Fee :

    Rs. 1,499 + GST

  • Renewal Fee :

    Rs. 1,499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

6,000 bonus reward points worth Rs. 1500

Best suited for

Fuel

Product Details

  • Get 6,000 Bonus RPs on the realization of the annual membership fee as a welcome benefit.

  • 25 reward points on spending Rs. 100 for fuel purchases at BPCL refill stations (maximum 2,500 reward points per month).

  • 10 reward points per Rs. 100 spent on groceries, departmental stores and movie ticket purchases (maximum 7,500 reward points per month).

  • 1 reward point per Rs. 100 you spend on other retail purchases, except mobile wallet uploads and expenditures on non-BPCL fuel stations.

  • 1% fuel surcharge waived on all petrol transactions up to Rs. 4,000.

  • 4 complimentary access to domestic lounges annualy (1 per quarter).

  • Gift Vouchers worth Rs 2,000 from Aditya Birla Fashion or Yatra or Urban Ladder or Hush Puppies or Bata on annual expenditure of Rs. 3,00,000 or above.

  • Renewal fee waived off if Rs. 2,00,000 were spent in the last year.

  • Complimentary Fraud Liability cover of Rs. 1 Lakh

Rewards & Benefits

  • Movie & Dining

  • 10x reward points for every Rs. 100 you spend on dining and movie tickets.

  • Rewards Rate

  • 25 reward points for every Rs. 100 spends at BPCL fuel stations (reward rate = 6.25%), 10 RPs for every Rs. 100 spends on groceries, departmental stores, and movie ticket purchases (reward rate = 2.5%), and 1 reward point for every Rs. 100 spent for all other expenditures (reward rate = 0.25%) except mobile wallet uploads and fuel purchases at non-BPCL stations.

  • Reward Redemption

  • Redeem reward points for gift vouchers on sbicard.com or on SBI mobile app, for transactions at BPCL petrol stations, and against card's statement balance. 4 reward points = Re. 1.

  • Travel

  • Complimentary domestic airport lounge visits

  • Golf

  • N/A

  • Domestic Lounge Access

  • 4 complimentary access to domestic lounges every year (1 per quarter).

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • No liability to the cardholder if the loss of the card is reported to the bank within stipulated time.

Fees & Charges

  • Spend Based Waiver

  • Next year's renewal fee waived on annual expenditure of Rs. 2 lakh.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request.

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.5% per month (42% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on transactions up to Rs. 4,000 (max waiver of Rs. 100 in a month)

  • Cash Advance Charges

  • 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )