Movie & Dining

2x Reward Points while spending on dining and movie related spends.

Rewards Rate

3x Reward Points on Apollo Services, 2x Reward Points on dining, movies, and entertainment, 1 Reward Point on every Rs. 100 spent on all other spends.

Reward Redemption

They can only be redeemed to avail services at Apollo Healthcare Centers and related stores.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Zero Liability Protection is provided against lost/stolen credit cards upon reporting to the customer care of the bank.

Spend Based Waiver

Waiver of renewal fee on the spending of Rs. 1 Lakh or more in the previous year.

Rewards Redemption Fee

Rs. 99

Rewards Redemption Fee

Rs. 99

Foreign Currency Markup

3.5% on all international transactions

Interest Rates

3.5% per month (or 42% annually)

Fuel Surcharge

1% at all fuel stations in India. Surcharge amount is capped at Rs. 100 in a month.

Cash Advance Charges

2.5% of the amount or Rs. 500, higher of the two

Add-on Card Fee

Nil