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Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Activation bonus of 2,000 Rewards Points.

Best suited for

Travel | Shopping

Product Details

  • As a welcome benefit, you will get 2,000 bonus Rewards Points.

  • On every Rs. 100 spent on Aditya Birla Stores, you will get 10 Reward Points.

  • 5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.

  • For every Rs. 100 spent on other categories, you will get 1 Reward Point.

  • Surcharge waiver of 1% on all fuel stations in India.

  • 2000 Rewards Points on Annual Spends of Rs 1 Lakh.

  • Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 10 RP for every Rs. 100 spent on Aditya Birla Stores, 5 Reward Points for every Rs. 100 spent on Dining, Entertainment, and Hotels and 1 Reward Point for every Rs. 200 spent on other categories.

  • Reward Redemption

  • You can redeem the RP's on sbicard.com or can be used for paying outstanding balance of the credit card, 1 Reward Point = Rs. 0.25

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 99 per redemption request

  • Rewards Redemption Fee

  • Rs. 99 per redemption request

  • Foreign Currency Markup

  • 3.5% on the conversion amount

  • Interest Rates

  • 3.5% per month (42% per annum)

  • Fuel Surcharge

  • 1% surcharge waiver on fuel transactions at all fuel stations across India

  • Cash Advance Charges

  • 2.5% on the transaction amount subject to a minimum charge of Rs 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )