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Punjab National Bank

PNB RuPay Select Patanjali Credit Card

PNB RuPay Select Patanjali Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 750 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

300 bonus Reward Points on the first transaction and 2x Reward Points for retail purchases within the first 90 days.

Best suited for

Shopping

Product Details

  • Welcome bonus of 300 Reward Points.

  • 2% cashback on shopping worth Rs. 2,500 or more at the Patanjali stores.

  • Up to 4 Reward Points on every spend of Rs. 150.

  • 50 Reward Points on registering for the e-bill facility.

  • Complimentary airport lounge access.

  • Complimentary insurance cover against accidental death.

  • Spend-based waived of the annual fee.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • Exclusive discount/cashback offers across several restaurants.

  • Rewards Rate

  • 2 Reward Points on every Rs. 150 spent, and 2% cashback on Patanjali products.

  • Reward Redemption

  • The Reward Points can be redeemed via the PNB Rewardz account at a value of 1 RP = Re. 0.5.

  • Travel

  • Complimentary airport lounge access.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic lounge access every quarter.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get accidental death insurance cover worth Rs. 10 lakhs.

  • Zero Liability Protection

  • The cardholder will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • The annual fee for the next year is waived off if the cardholder uses the card at least once every quarter of a year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions.

  • Interest Rates

  • 2.95% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver capped at Rs. 350 per billing cycle.

  • Cash Advance Charges

  • 2% of the withdrawn amount, subject to a specific minimum amount.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

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Ways to earn
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₹20
Min. withdrawal amount ( UPI )