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Punjab National Bank

PNB RuPay Select Credit Card

PNB RuPay Select Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 750 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

300 bonus Reward Points.

Best suited for

Shopping

Product Details

  • Welcome benefit of 300 bonus Reward Points.

  • 2 Reward Points on every spend of Rs. 150.

  • 2x Reward Points on all merchandise/online transactions within the first 90 days.

  • 50 bonus Reward Points on registration for the e-bill facility.

  • Complimentary airport lounge access.

  • Complimentary insurance cover worth Rs. 10 lakhs.

  • Spend-based waiver of the annual membership fee.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • Exclusive cashback offers on dining across several participating restaurants.

  • Rewards Rate

  • 2 Reward Points on every spend of Rs. 150.

  • Reward Redemption

  • 1 Reward Point = Re. 0.5 for redemption against various categories at the PNB Rewardz portal.

  • Travel

  • Complimentary airport lounge access.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic airport lounge access every quarter.

  • International Lounge Access

  • 4 Complimentary Airport Lounge Access

  • Insurance Benefits

  • Complimentary insurance cover worth Rs. 10 lakhs against accidental death.

  • Zero Liability Protection

  • As a PNB Credit Cardholder, you won't be liable for any fraudulent transactions made on a lost/stolen card once the loss is reported to the bank.

Fees & Charges

  • Spend Based Waiver

  • The annual fee of Rs. 750 can be waived off if you have used your card at least once every quarter.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions

  • Interest Rates

  • 2.95% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000.

  • Cash Advance Charges

  • 2% of the withdrawn amount subject to a specific a minimum amount

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )