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Punjab National Bank

PNB RuPay Platinum Patanjali Credit Card

PNB RuPay Platinum Patanjali Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

300 bonus Reward Points

Best suited for

Shopping

Product Details

  • No joining fee.

  • Welcome bonus of 300 Reward Points.

  • 1 Reward Point on every spend of Rs. 150.

  • 50 Reward Points on registration to the e-bill facility.

  • 2% cashback up to Rs. 50 on every transaction at Patanjali stores.

  • Complimentary airport lounge access to selected domestic airports.

  • Spend-based waiver of the annual fee.

  • Complimentary insurance coverage against accidental death.

  • 1% fuel surcharge waiver on all fuel transactions.

Rewards & Benefits

  • Movie & Dining

  • Exciting discount and cashback offers at several restaurants across the country.

  • Rewards Rate

  • 1 Reward Point on every spend of Rs. 150 and 2% cashback at Patanjali stores.

  • Reward Redemption

  • 1 Reward Point = Re. 0.5 for redemption against various options at the PNB Rewardz portal.

  • Travel

  • Complimentary airport lounge access.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic lounge access every quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Accidental death cover worth Rs. 2 lakhs.

  • Zero Liability Protection

  • The cardholder won't be liable for any fraudulent transactions made on a lost/stolen card once the card is reported lost to the bank.

Fees & Charges

  • Spend Based Waiver

  • The annual fee is waived off if you use your card at least once in each quarter.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions

  • Interest Rates

  • 2.95% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 3,000.

  • Cash Advance Charges

  • 2% of the cash amount withdrawn subject to a minimum specific amount.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

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1500+
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₹20
Min. withdrawal amount ( UPI )