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Punjab National Bank

PNB RuPay Platinum Credit Card

PNB RuPay Platinum Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

300 Reward Points

Best suited for

Travel | Shopping

Product Details

  • You get 1 Reward Point for every retail spend of Rs. 100 using your PNB RuPay Platinum Credit Card.

  • 50 Reward Points on E-bill registration.

  • Welcome bonus of 300 Reward Points.

  • Easy redemption of Reward Points.

  • Complimentary domestic & international lounge access.

  • Accidental insurance coverage.

  • 1% fuel surcharge waiver.

  • Spend-based annual fee waiver.

  • Zero liability against a lost card.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Points per Rs. 100 spent

  • Reward Redemption

  • You can redeem your earned Reward Points by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.50.

  • Travel

  • Complimentary airport lounge access every year

  • Golf

  • NA

  • Domestic Lounge Access

  • Up to 2 complimentary domestic lounge access every quarter

  • International Lounge Access

  • Up to 2 complimentary international lounge access every quarter

  • Insurance Benefits

  • Insurance cover for the personal accident is provided

  • Zero Liability Protection

  • The cardholder will not be liable for any unauthorized transactions made on the card once the loss is reported to the bank through the 24*7 helpline number.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee is waived off if the PNB RuPay Platinum Credit card is used once every quarter.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions

  • Interest Rates

  • 2.95% per month

  • Fuel Surcharge

  • 1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 3,000.

  • Cash Advance Charges

  • 2% of the amount withdrawn or Rs. 100 (whichever is higher) at PNB ATMs. 2% of the amount withdrawn or Rs. 150 (whichever is higher) at Other ATMs. 2% of the amount withdrawn or Rs. 250 (whichever is higher) at Overseas

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )