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Punjab National Bank

PNB RuPay Millennial Credit Card

PNB RuPay Millennial Credit Card

  • Joining Fee :

    Rs. 399 + GST

  • Renewal Fee :

    Rs. 999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

On swiping a card for the first time within 90 days of issuance, you can earn 300 bonus reward points for retail/online transactions. Earn 2x reward points on retail merchandise/online transactions within 90 days of receiving the card (except on fuel and cash withdrawal).

Best suited for

Shopping

Product Details

  • The PNB RuPay Millennial Credit Card comes with a joining fee of Rs. 399.

  • Get complimentary gym membership, premium health checkup package, golf and spa sessions, domestic and international lounge access program.

  • 300 reward points on first time swiping card within 90 days of card receiving as welcome benefits.

  • 2x reward points on retail merchandise/online transaction within 90 days of card issuance (except on cash withdrawal & fuel expenses).

  • 2 reward points for every Rs. 150 spent on this card.

  • On registering for E-bill facility you can earn 50 extra reward points.

  • 1 reward point = Rs. 0.50.

  • Comprehensive insurance coverage upto Rs. 10 lakhs.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Earn 2 reward points on every other Rs. 150 spent on this card. Earn 50 extra bonus reward points on registering for E-bill facility.

  • Reward Redemption

  • Redeem reward points for movie tickets, hotel bookings, mobile/DTH recharge, merchandise transaction and more. Minimum of 500 reward points required for redemption. 1 RP = Rs. 0.50.

  • Travel

  • Complimentary lounge access

  • Golf

  • Get complimentary golf sessions

  • Domestic Lounge Access

  • 2 Complimentary domestic lounge access per quarter

  • International Lounge Access

  • 2 Complimentary international lounge access per year

  • Insurance Benefits

  • Covers insurance upto Rs. 10 lakhs.

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • Renewal Fee will be waived off on spending Rs. 1 Lakh in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.50% on the conversion amount

  • Interest Rates

  • 2.95% p.m. (35.89% p. a.)

  • Fuel Surcharge

  • Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 500 - Rs. 3000. The maximum surcharge waiver in a calendar year is capped at Rs. 350.

  • Cash Advance Charges

  • 2% of the advance amount (minimum of Rs. 150) on PNB ATMs 2% of the advance amount (minimum of Rs. 200) on other ATMs 2% of the advance amount (minimum of Rs. 300) on overseas ATMs.

  • Add-on Card Fee

  • Rs. 399

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