Movie & Dining

NA

Rewards Rate

2 Reward Points per Rs. 150 spent

Reward Redemption

The Reward Points can be redeemed by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.50.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card once the loss is reported to the bank through the 24*7 helpline number.

Spend Based Waiver

The renewal fee is waived off if the total usage of the card is more than the credit limit in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on all foreign currency transactions

Interest Rates

2.95% per month

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 3,000.

Cash Advance Charges

2% of the amount withdrawn or a minimum of Rs. 100 (PNB ATMs). 2% of the amount withdrawn or a minimum of Rs. 150 (Other ATMs). 2% of the amount withdrawn or a minimum of 300 (Overseas)

Add-on Card Fee

Nil