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LIC Signature Credit Card

LIC Signature Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • The LIC VISA Signature Credit Card comes with a joining fee of NIL.

  • Earn 2 reward points on every Rs. 100 spent on international transactions and LIC Premium payments.

  • Earn 1 reward point on every Rs. 100 spent on all other categories except on fuel, wallet load, and EMI transactions.

  • Get personal accident insurance cover upto Rs. 5 lakhs and air accident insurance cover upto 1 crore.

  • Get a complimentary insurance cover of upto Rs. 5 lakhs for lost cards and Rs. 1 lakh for purchase protection.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • You can earn 2 reward points on spending every Rs. 100 on international transactions and LIC premium payments. You can also earn 1 reward point on every Rs. 100 on all other categories excluding fuel transactions, wallet load, EMI transactions on this card.

  • Reward Redemption

  • Reward points can be redeemed using the LIC rewards catalog. You can redeem your reward points from a plethora of products, e-vouchers, and gifts cards

  • Travel

  • 2 complimentary lounge access per quarter.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic lounge access per quarter.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Covers personal accident insurance of upto Rs. 5 lakhs and air accident insurance of upto 1 crore. Also, you get a purchase protection insurance of upto Rs. 1 lakh.

  • Zero Liability Protection

  • Covers a card lost insurance of upto Rs. 5 lakhs.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 30 + GST

  • Rewards Redemption Fee

  • Rs. 30 + GST

  • Foreign Currency Markup

  • 3.50%

  • Interest Rates

  • 3.6% p.m. (52.86% p. a.)

  • Fuel Surcharge

  • Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 400 - Rs. 4,000). Maximum fuel surcharge benefit is capped at Rs. 400 per month.

  • Cash Advance Charges

  • 2.5% or a minimum of Rs. 500.

  • Add-on Card Fee

  • Nil

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₹20 is the minimum earnings required for withdrawal

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