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LIC Platinum Credit Card

LIC Platinum Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • No Annual fee charged on LIC Platinum Credit Cards.

  • 2 Reward Point every Rs 100 spent on LIC Premium Payment and International spends

  • 1 Reward Point every Rs 100 spent on all categories

  • Lost Card Liability cover up to the credit limit

  • Personal accidental insurance cover worth Rs 3 lakh

  • Air accidental insurance cover worth Rs 1 crore

  • 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4000

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 2 Reward Points for every Rs 100 spent on LIC Premium payment and international spends and 1 Reward Point for every Rs 100 spent on other categories.

  • Reward Redemption

  • Redeem the reward points accumulated on your LIC Platinum credit card against the reward catalog as per the conversion rates applicable.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • You also get personal accidental insurance and air accidental insurance worth Rs 3 Lakh and 1 crore.

  • Zero Liability Protection

  • Lost card liability cover upto the credit limit

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs 30 per redemption request

  • Rewards Redemption Fee

  • Rs 30 per redemption request

  • Foreign Currency Markup

  • 3.5% on the conversion amount.

  • Interest Rates

  • 3.6% per month ( 52.86% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all transactions across all fuel stations

  • Cash Advance Charges

  • 2.5% on the withdrawal amount subject to the minimum amount of Rs 500.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )