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LIC IDFC Classic Credit Card

LIC IDFC Classic Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

1,000 Reward Points on Spending Rs. 5,000 in the First 30 Days of Card Issuance

Best suited for

Shopping

Product Details

  • 6X Reward Points on LIC spends.

  • 3X Reward Points on select categories like utilities, education, and government payments.

  • Free railway lounge access is provided.

  • One domestic lounge access each quarter (4 each year)

Rewards & Benefits

  • Movie & Dining

  • N/A

  • Rewards Rate

  • 6X RPs for LIC Spends & 3X RPs for Utilities, Education, Railway and Government Spends

  • Reward Redemption

  • “Pay With Points” or Redeem With IDFC FIRST Rewards

  • Travel

  • 2 Free Railway Lounge Access Each Quarter

  • Golf

  • N/A

  • Domestic Lounge Access

  • 1 Each Quarter

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • Comprehensive Insurance Cover is Provided

  • Zero Liability Protection

  • Cardholders Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Rs. 99

  • Rewards Redemption Fee

  • Rs. 99

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • Monthly - 0.75% to 3.5% (Annually 9% to 42%)

  • Fuel Surcharge

  • 1% Waiver on Fuel Up to Rs. 200

  • Cash Advance Charges

  • Rs. 199

  • Add-on Card Fee

  • N/A

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )