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LIC Gold EMV Credit Card

LIC Gold EMV Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Fuel | Shopping

Product Details

  • The LIC Gold EMV Credit Card comes with no joining fee.

  • This card is valid for 5 years.

  • Earn 1 reward point on every Rs. 150 spent on this credit card.

  • Get personal accident cover of up to Rs. 1 lakh.

  • Get a credit shield of upto Rs. 50,000 in case of permanent disability.

  • Get purchase protection of Rs. 50,000.

  • Get an interest-free credit period of 15 to 45 days.

  • 1 reward point = Rs. 0.25.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • You can earn 1 reward point on spending every Rs. 150 using this card. 1 RP = Rs. 0.25.

  • Reward Redemption

  • Reward points can be used for clearing credit card outstanding. They can also be redeemed towards home and lifestyle products as well as dining and shopping benefits A minimum of 1,000 reward points can be redeemed towards the credit card balance.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Covers personal accident insurance of up to Rs. 1 lakh and a credit shield of upto Rs. 50,000 in case of permanent disability with this credit card. You also get purchase protection of Rs. 50,000.

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 30 + GST

  • Rewards Redemption Fee

  • Rs. 30 + GST

  • Foreign Currency Markup

  • 3.50% on the conversion amount

  • Interest Rates

  • 2.75% p.m. (33% p. a.)

  • Fuel Surcharge

  • Avail 2.5% fuel surcharge waiver at all petrol pumps in India. Minimum of Rs. 10.

  • Cash Advance Charges

  • 2.5% or a minimum of Rs. 250.

  • Add-on Card Fee

  • NIL for the first and Rs. 100 is charged for every other additional add-on credit card.

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