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Kotak Mahindra Bank

Myntra Kotak Credit Card

Myntra Kotak Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Cashback

Welcome Benefits

Myntra voucher worth Rs. 500 on making 1 transaction above Rs. 500 inside 30 days of card issuance

Best suited for

Shopping | Food

Product Details

  • Myntra voucher worth Rs. 500 on making 1 transaction above Rs. 500 within 30 days of card issuance

  • 7.5% discount on Myntra spends, capped at Rs. 750 per transaction

  • 5% cashback on partner brands like Swiggy, PVR, Urban Company, etc., capped at Rs. 1000 per cycle

  • Unlimited 1.25% cash back on other online and offline spends, with a few exclusions

  • Complimentary Myntra Insider program membership

  • 1 complimentary domestic lounge access per quarter

  • 2 complimentary PVR tickets worth Rs. 250 on spends of Rs. 50,000 per quarter

  • Renewal fee waiver on spends of Rs. 2 Lakhs in the anniversary year

  • 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000

Rewards & Benefits

  • Movie & Dining

  • 5% cashback on Swiggy, 2 complimentary PVR tickets on spends of Rs. 50,000 per quarter

  • Rewards Rate

  • 7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cash back on other spends

  • Reward Redemption

  • Cashback is automatically credited to the card statement

  • Travel

  • Complimentary lounge access

  • Golf

  • NA

  • Domestic Lounge Access

  • 1 complimentary lounge access per quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Protection against fraudulent transaction if the theft or loss is reported to the bank in a timely manner

Fees & Charges

  • Spend Based Waiver

  • Rs. 2 Lakhs in the previous year

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 3.7% per month or 44.4% per annum

  • Fuel Surcharge

  • 1% fuel surcharge waiver

  • Cash Advance Charges

  • Max 2% of the amount or Rs. 500 per R. 10,000

  • Add-on Card Fee

  • Rs. 299

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )