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Kotak Mahindra Bank

Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card

  • Joining Fee :

    Rs. 1,500 + GST

  • Renewal Fee :

    Rs. 1,500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Get 1500 Zen Points on payment of joining fees

Best suited for

Travel | Shopping

Product Details

  • 1500 Zen Points on Payment of Joining fees

  • 8 Complimentary Domestic Lounge Access every year

  • 3 Complimentary International Lounges with Priority Pass Membership

  • 7500 bonus Zen Points on annual spending of Rs 3,00,000

  • 15000 bonus Zen Points on annual spending of Rs 6,00,000

  • Annual fee waiver on the annual spending of Rs 1,50,000 or above

  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories

  • Reward Redemption

  • 1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets

  • Travel

  • Complimentary Lounge Access Worldwide

  • Golf

  • NA

  • Domestic Lounge Access

  • 8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

  • International Lounge Access

  • 3 Complimentary International Lounges with Priority Pass Membership.

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • You can get an annual fee waiver of Rs 1500 on the spending of Rs 1,50,000

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on the conversion amount

  • Interest Rates

  • 3.4% per month (40.80 per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000

  • Cash Advance Charges

  • Rs 300 on the withdrawal amount

  • Add-on Card Fee

  • Rs 299/-

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )