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Kotak Mahindra Bank

Kotak White Reserve Credit Card

Kotak White Reserve Credit Card

  • Joining Fee :

    Rs. 12,500 + GST

  • Renewal Fee :

    Rs. 12,500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • Rewards are given in the form of White Pass value

  • White Pass Value can be earned by achieving the spends-based milestone

  • Complimentary Club Marriott Membership

  • 20% off on F&B bills across the Asia Pacific

  • 20% off on the best available room rates in India and in the Asia Pacific on weekends

  • Low foreign currency markup fee of 2% on all international transactions

  • Complimentary lounge access to primary and add-on cardholders

  • Free golf rounds across the world for the primary cardholders

Rewards & Benefits

  • Movie & Dining

  • Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region

  • Rewards Rate

  • White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs

  • Reward Redemption

  • The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at kotakbankwhite. The White Pass Value can also be redeemed for cash.

  • Travel

  • Complimentary access to lounges at 1000+ airports around the world

  • Golf

  • 2 Golf Rounds each month at selected golf courses around the world

  • Domestic Lounge Access

  • Unlimited complimentary lounge access at domestic airports across India

  • International Lounge Access

  • Unlimited complimentary lounge access at airports across the globe

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Zero Liability Protection is provided against lost/stolen credit cards upon reporting to the customer care of the bank.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee can be waived off on spending Rs. 10,00,000 or more in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 2% on all international transactions

  • Interest Rates

  • 3.5% per month (or 42% annually)

  • Fuel Surcharge

  • 1% at all fuel stations in India

  • Cash Advance Charges

  • Rs. 300 for every Rs. 10,000 withdrawn or part thereof

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )