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Kotak Mahindra Bank

Kotak White Credit Card

Kotak White Credit Card

  • Joining Fee :

    Rs. 3,000 + GST

  • Renewal Fee :

    Rs. 3,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup

Best suited for

Shopping

Product Details

  • Rewards as White Pass value.

  • Earn White Pass value on achieving spends-based milestones.

  • Voucher worth Rs. 1,500 on the expenditure of Rs. 30,000 within 60 days of card issuance.

  • 4 complimentary international lounge access with Priority Pass membership.

  • 8 complimentary domestic lounge access every year (2 per quarter).

  • Fuel and railway surcharge waiver.

  • Protection against unauthorized transactions worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card.

Rewards & Benefits

  • Movie & Dining

  • N/A

  • Rewards Rate

  • Earn Reward Points as White Pass value post crossing the expenditure milestone of Rs. 2 lakh

  • Reward Redemption

  • White Pass value redeemable for vouchers from partner brands

  • Travel

  • 8 complimentary domestic lounge access annually (2/quarter), 4 complimentary international lounge access every year with Priority Pass

  • Golf

  • N/A

  • Domestic Lounge Access

  • 8 complimentary domestic lounge access every year (2/quarter)

  • International Lounge Access

  • 4 complimentary international lounge access annually with Priority Pass

  • Insurance Benefits

  • Cover against unauthorized use of card worth Rs. 2.5 lakh

  • Zero Liability Protection

  • Cover worth Rs. 2.5 lakh from 7 days prior to reporting the loss of card

Fees & Charges

  • Spend Based Waiver

  • Annual fee waived on expenditure of Rs. 5 lakh in the preceeding year

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% + GST

  • Interest Rates

  • 3.1% per month (37.2% annually)

  • Fuel Surcharge

  • Waived for transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 3,500/year)

  • Cash Advance Charges

  • Rs. 300 per Rs. 10,000 (or part thereof) withdrawn.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )