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Kotak Mahindra Bank

Kotak Veer Select Credit Card

Kotak Veer Select Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Rs. 599 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 within the first 30 days of card issuance.

Best suited for

Shopping

Product Details

  • Get complimentary IHO membership worth Rs. 8,500 as a welcome benefit on spending Rs. 500 in the first 30 days

  • Earn 9 reward points on every Rs. 200 spent on movies, dining, grocery, and departmental stores

  • Get 3 reward points on every Rs. 200 spent in all other categories

  • 8 complimentary domestic airport lounge access per year (capped at 2 per quarter)

  • Enjoy an annual fee waiver on the spending of Rs. 1,00,000

  • 1% fuel surcharge waiver across all fuel stations (capped at Rs. 3500 per annum)

  • 1.8% railway surcharge waiver on the IRCTC website; 2.5% for transactions on Indian Railway Booking Counters

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 3 Reward Points on every spend of Rs. 200, and 3x Reward Points on movies, dining, and departmental stores.

  • Reward Redemption

  • Redeem points against a host of categories such as Movies, Mobile Recharges, and e-vouchers. 1 Kotak Reward Point = Re. 0.25.

  • Travel

  • Complimentary access to domestic airport lounges

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic airport lounge access every quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card

  • Zero Liability Protection

  • Zero liability protection against a lost/stolen card is provided to the cardholder if the loss is reported to the bank immediately.

Fees & Charges

  • Spend Based Waiver

  • On spending Rs. 1,00,000 on retail purchases, the annual fee for the next year is waived.

  • Rewards Redemption Fee

  • NA

  • Rewards Redemption Fee

  • NA

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 3.5% per month (42% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver across all petrol pumps (capped at Rs. 3500 annually)

  • Cash Advance Charges

  • Rs. 300 per withdrawal of Rs. 10,000.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )