Home / Credit cards /

Kotak Mahindra Bank

Kotak Royale Signature Credit Card

Kotak Royale Signature Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Rs. 999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel | Shopping

Product Details

  • No joining fee.

  • Get 2 Reward Points per Rs. 150 you spend with your Kotak Royale Signature Credit Card.

  • Get 4 Reward Points for every Rs. 150 spent on restaurants, hotels, airlines, travel agencies, international spends, etc.

  • Get complimentary airport lounge access.

  • A 1% fuel surcharge waiver.

  • Railway surcharge waiver.

  • Spend-based renewal fee waiver.

  • Earn up to 30,000 bonus RPs every year based on your spends.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

  • Reward Redemption

  • The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.

  • Travel

  • You get complimentary airport lounge access every year.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary access to domestic lounges per quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

  • Zero Liability Protection

  • The cardholder will not be held as liable for any fraudulent transactions done if the card is reported lost or stolen to the bank.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee can be waived if you spend Rs. 1,00,000 or more in the preceeding year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency spends

  • Interest Rates

  • 3.4% per month

  • Fuel Surcharge

  • 1% fuel surcharge is waived at all fuel stations.

  • Cash Advance Charges

  • Rs. 300 per Rs. 10,000 withdrawn

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )