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Kotak Mahindra Bank

Kotak Mojo Platinum Credit Card

Kotak Mojo Platinum Credit Card

  • Joining Fee :

    Rs. 1,000 + GST

  • Renewal Fee :

    Rs. 1,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel | Shopping

Product Details

  • Get 1 Mojo Point on every Rs. 100 you spend.

  • Get 2.5x Mojo Points on online spends and 5x Mojo Points on KayMall spends.

  • Mojo Points redeemable against the outstanding statement.

  • Get complimentary domestic lounge access every year.

  • Gift vouchers worth Rs. 1,000 on achieving the milestone spend.

  • Spend-based joining and renewal fee waiver.

  • Insurance cover against a lost/stolen card.

  • Save more through fuel surcharge waiver & railway surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.

  • Reward Redemption

  • The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.

  • Travel

  • Get complimentary airport lounge access every year

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary domestic lounge access every quarter.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

  • Zero Liability Protection

  • Zero liability protection against a lost/stolen card is provided if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • The joining fee is waived off on spending Rs. 30,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all the foreign currency transactions

  • Interest Rates

  • 3.5% per month

  • Fuel Surcharge

  • You get a 1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000

  • Cash Advance Charges

  • Rs. 300 for every withdrawal of Rs. 10,000

  • Add-on Card Fee

  • Rs. 299

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