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Kotak Mahindra Bank

IndianOil Kotak Credit Card

IndianOil Kotak Credit Card

  • Joining Fee :

    Rs. 449 + GST

  • Renewal Fee :

    Rs. 449 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Get 1000 Reward Points on spending Rs. 500 or more within 30 days of getting the card

Best suited for

Fuel

Product Details

  • Welcome Benefit of 1000 Reward Points on spending Rs. 500 inside 30 days

  • 24 Reward Points on spending Rs. 150 on fuel at IndianOil outlets

  • 12 Reward Points on spending Rs. 150 on dining and grocery

  • 3 Reward Points on spending Rs. 150 on everything else

  • Annual fee waiver on spends of Rs. 50,000 or more in the previous year

  • 1% fuel surcharge waiver with a maximum of Rs. 100 per month

  • Insurance cover of Rs. 2 Lakhs for personal accident

  • Rupay Contactless payment up to transactions of Rs. 5000

Rewards & Benefits

  • Movie & Dining

  • Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.

  • Rewards Rate

  • Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.

  • Reward Redemption

  • Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Insurance cover worth Rs. 2 Lakhs for personal accident

  • Zero Liability Protection

  • Cardholder will not be liable for fraudulent transaction on reporting the loss of his card in a timely manner to the bank

Fees & Charges

  • Spend Based Waiver

  • Annual fee is waived on spends of Rs. 50,000 or above

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 3.5% per month or 42% per annum

  • Fuel Surcharge

  • 1% fuel surcharge waiver on transactions between Rs. 100 to Rs. 5000

  • Cash Advance Charges

  • Rs. 300 per Rs. 10,000 withdrawn

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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1500+
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₹20
Min. withdrawal amount ( UPI )