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IndusInd Bank

IndusInd Bank Payback Credit Card

IndusInd Bank Payback Credit Card

  • Joining Fee :

    Rs. 249 + GST

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

1,000 PAYBACK points after paying the joining fee

Best suited for

Movies | Shopping

Product Details

  • Get 1,000 Payback points as a welcome gift.

  • Get complimentary access to PAYBACK Plus membership.

  • 20 Payback points per Rs. 100 spent on movies.

  • 5 Payback points per Rs. 100 spent on dining, groceries, and shopping.

  • 2 Payback points for all spends of Rs. 100.

  • Avail personal air accident insurance cover up to Rs. 25 lakhs.

  • Get complimentary access to auto assist.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries, dining, & shopping, and 2 PAYBACK Points on other spends.

  • Reward Redemption

  • Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. 1 PAYBACK Point = Re. 0.25.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Covers personal air accident insurance up to Rs. 25 lakhs.

  • Zero Liability Protection

  • The cardholder will not be liable for any unauthorized transaction done on the card if the card is reported lost or stolen to the bank in 48 hours.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 100

  • Rewards Redemption Fee

  • Rs. 100

  • Foreign Currency Markup

  • 3.5% on all foreign transactions

  • Interest Rates

  • 3.83% p.m. (46% p. a.)

  • Fuel Surcharge

  • Get 1% fuel surcharge waiver on transactions between Rs. 400 - Rs. 4000 at fuel stations in India.

  • Cash Advance Charges

  • 2.5% of the advance amount (minimum of Rs. 300)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )