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IndusInd Bank

IndusInd Bank Indulge Credit Card

IndusInd Bank Indulge Credit Card

  • Joining Fee :

    Rs. 2,00,000 + GST

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

N/A

Best suited for

Travel | Dining | Shopping

Product Details

  • First credit card in Indian sub-continent with pure 22K gold inlay.

  • No pre-set credit limit.

  • 1.5 Reward Points for every Rs. 100 spent using the card.

  • Reward Points redeemable against Airmiles, cash credit, or IndusMoments.

  • Complimentary domestic and international lounge access.

  • Complimentary Priority Pass membership.

  • Buy One Get One offer on movie tickets & discount on non-movie tickets on BookMyShow.

  • Unlimited complimentary access to golf games at selected golf courses.

  • A lower interest rate of 1.79% per month.

  • Personal air accident cover worth Rs. 2.5 crores.

  • Lost card liability protection from up to 48 hours prior to the time of reporting the loss of card.

  • 24×7 concierge service.

Rewards & Benefits

  • Movie & Dining

  • Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

  • Rewards Rate

  • 1.5 Reward Points for every Rs. 100 spent using the card

  • Reward Redemption

  • Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

  • Travel

  • Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program

  • Golf

  • Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country

  • Domestic Lounge Access

  • 6 complimentary domestic lounge access per quarter under the Visa Lounge program

  • International Lounge Access

  • Unlimited complimentary international lounge access using Priority Pass

  • Insurance Benefits

  • Personal air-accident insurance worth Rs. 2.5 crores

  • Zero Liability Protection

  • Zero liability protection from 48 hours prior to the time of reporting the loss of card

Fees & Charges

  • Spend Based Waiver

  • Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year

  • Rewards Redemption Fee

  • Rs. 100

  • Rewards Redemption Fee

  • Rs. 100

  • Foreign Currency Markup

  • 1.8% + GST

  • Interest Rates

  • 1.79% per month (or 21.48% annually)

  • Fuel Surcharge

  • 1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

  • Cash Advance Charges

  • 2.5% (subject to a minimum amount of Rs. 300)

  • Add-on Card Fee

  • Nil

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₹20 is the minimum earnings required for withdrawal

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