Movie & Dining

But 1 get 1 free offer on movie tickets

Rewards Rate

1 Reward Points per spend of Rs. 150

Reward Redemption

1 RP = Re. 0.75 for redemption on Indusmoments and 1 RP = Re. 0.75 for redemption against cash credit.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

Insurance coverage against personal accidents and against a lost card is provided.

Zero Liability Protection

The cardmember will not be liable for any fraudulent transactions made on his/her card after reporting the loss to the bank.

Spend Based Waiver

NA

Rewards Redemption Fee

Rs. 100

Rewards Redemption Fee

Rs. 100

Foreign Currency Markup

2% on all foreign currency spends

Interest Rates

3.83% per month

Fuel Surcharge

1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 4,000

Cash Advance Charges

2.5% of the cash amount or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil