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IndusInd Bank

Indusind Bank Crest Credit Card

Indusind Bank Crest Credit Card

  • Joining Fee :

    Rs. 1,00,000 (annual fee of Rs. 10,000 to be paid in this case) or Rs. 2,00,000 (annual fee waived in this case)

  • Renewal Fee :

    Rs. 10,000 (if joining fee of Rs. 1,00,000 was paid), Nil (if joining fee of Rs. 2,00,000 was paid)

  • Reward Type :

    Reward Points

Welcome Benefits

N/A

Best suited for

Travel | Shopping

Product Details

  • 0.70 Reward Points for every Rs. 100 spent on all domestic & international purchases.

  • Reward Points can be transferred to partner airlines’ AirMiles programs or redeemable against Cash Credit.

  • Complimentary access to domestic and international lounges.

  • Airport benefits include private check-in, private (arrival and departure) lounge, chauffeured car (to and from the aircraft), luggage delivered directly to the private arrival lounge, etc.

  • Discount on dining bills with Club ITC Culinaire membership.

  • Complimentary golf lessons and golf games every year with the exclusive golf program and MasterCard golf program each.

  • Buy One Get One offer on BookMyShow movie tickets (max three free tickets/month). Free ticket price capped at Rs. 700. Additional discount of Rs. 50 on selecting the F&B option.

  • Up to Rs. 3,000 off on dining bills at over 100 partner restaurants.

  • Lost card liability cover from up to 48 hours prior to reporting the loss of card.

  • Personal air accident cover (worth Rs. 2.5 crores).

Rewards & Benefits

  • Movie & Dining

  • Buy One Get One ticket offers on BookMyShow (max 3 free tickets per month), exclusive dining benefits with Club ITC Culinaire membership.

  • Rewards Rate

  • 0.70 Reward Points per Rs. 100 on international & domestic spends

  • Reward Redemption

  • 1 RP = Rs.0.75 for redeeming against cash credit and 1 RP = 1 AirMile when redeeming against partner airlines' airmiles.

  • Travel

  • LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.

  • Golf

  • 3 complimentary golf rounds and golf lessons every month with the exclusive golf program and 12 complimentary golf lessons & golf games every year with the Mastercard Golf program.

  • Domestic Lounge Access

  • 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.

  • International Lounge Access

  • 2 complimentary international lounge visits every quarter with the LoungeKey membership

  • Insurance Benefits

  • Personal air-accident cover worth Rs. 2.5 crores, lost card liability protection from 48 hours prior to the time of reporting the loss of card.

  • Zero Liability Protection

  • Zero cost liability protection from 48 hours prior to reporting the loss of card.

Fees & Charges

  • Spend Based Waiver

  • Annual membership fee waived off on spending Rs. 20,00,000 in the previous year

  • Rewards Redemption Fee

  • Rs. 100

  • Rewards Redemption Fee

  • Rs. 100

  • Foreign Currency Markup

  • 3.5% + GST

  • Interest Rates

  • 2.99% per month (or 36% annually)

  • Fuel Surcharge

  • Waived for transactions between Rs. 400 and Rs. 4,000

  • Cash Advance Charges

  • 2.5% of the advanced amount, subject to a minimum amount of Rs. 300

  • Add-on Card Fee

  • Rs. 10,000

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